Wednesday, February 11, 2015

The Bleak Reality of Overseas Filipino Workers

According to a recent survey, there were around 2.2 million overseas Filipino workers (OFWs) who worked abroad in 2012. You can imagine how those numbers may have changed and grown over the past few years.

It is a grim reminder of the sacrifices that countless ordinary Filipinos who need to work abroad endure just to survive and support their families.

Clearly, OFWs carry the hope in their hearts and minds that someday, all of their hard work and suffering will pay off in the not so distant future.


Credits to Google Images


However, the reality is only two out of five OFWs are able to set aside their well-deserved income as their savings, according to a study conducted by the NSO in 2013. That is why it is essential for them to work even harder so they will be able to send money to the Philippines.

There are many reasons why OFWs decide to leave their family and loved ones behind. They want to buy a house, a car, be able to travel to different locations, enjoy the latest electronic gadgets, support their children’s education, and save money to have their own business in the future.

But the harsh reality for 60% of OFWs is they are still struggling to make ends meet no matter how hard they work or how long they stay overseas. This distressing predicament may be due to a number of reasons.

It is quite possible that they are still paying off their debts. It is no secret that OFWs sell their meager belongings or borrow money so that they can have sufficient budget for placement fees, passport processing, among others.

I humbly suggest to our noble OFWs to curb their expenses because some of them might be spending their hard-earned money on vices like excessive drinking, gambling or maybe buying luxurious items which are not really necessary.

Tuesday, January 27, 2015

OFW (Overseas Filipino Workers) and Money


Thousands of Filipinos are working abroad and we all know the main reason. It is not just the money that we want but it’s a lot of money that we need. Each Filipinos working abroad has different story to tell. Some are happy because of the benefits and satisfaction they got from their employer but the others are desperately being underestimated. They just help themselves to take all kinds of pain just to send money to the Philippines.

People dedicate many things to consider OFWs as our heroes.  Different awards are given to honor outstanding Overseas Filipino Workers. Some wrote articles to popular newspapers and magazines. Well, considering these things to appreciate our beloved OFWs are not enough. So, different renowned producers of the Philippine movie industry created movies that touched the heart and lives of Filipinos.


There are so many movies to consider relating to few OFW stories but this movie contains true to life scenes that can awake us to realizations and gave us the heartwarming feeling of unconditional love given by a mother to her children.

Credit: Google Images 


The “Anak” movie, starring Ms. Vilma Santos and Ms. Claudine Barretto, is about a mother who sacrificed herself to leave her family to work as a domestic helper in Hong Kong. When Josie (Vilma) had the chance to take a vacation, she unexpectedly astonished by the attitude and wrongdoings of her daughter. Carla (Claudine) got addicted to drugs. She even undergone abortion because of her sexual rebellious acts.

Here is the most memorable lines stated by Josie (Vilma) that made many Filipino cry:
(Translation) “I hope, every time you drink your beer while puffing your smoke… while you’re squandering all the money I sent you! I hope you would realize how much food I endured not to eat so that I could just send you a big amount of money! I hope while you’re lying there in your bed, sleeping… you would realize how much I endured all those years sleeping alone while I yearn for the embrace of the persons I love! I hope you would realize even just a little, how painful it is for me to take care of kids not even my own… while I cannot take care of my own children.”


At the end, we can say that no mistake can take away the love of mother to her children. And as a son or daughter to our parents, we should understand them wholeheartedly. Being an OFW is not a joke to work far from your own family. 

Monday, December 1, 2014

4 Must-Know Tips before You Send Money to the Philippines

It’s that time of the year again. The holiday season is just around the corner. Many Filipinos are both excited and anxious about their December activities. You can be sure that many people are busy and may not have enough time to do anything else. However, don’t neglect to do a little research on how to send money to the Philippines in a fast and secure manner.

Good Guy Boss (credits to Google Images)

Sending money to your loved ones doesn't have to be a tedious or daunting task. Nonetheless, you must consider many important factors before remitting your hard-earned cash.

Here are some useful tips to help you save time and effort with regard to sending money to the Philippines:

1. Choose a reliable money transfer service. It wouldn’t cost you anything to search online for a tried-and-tested money remittance company. Make sure the agency has a reputable name as well as competitive remittance rates. Moreover, check if the company has the proper accreditations or license to operate. Better to be safe than sorry.

2. Plan ahead. Before making any decisions of sending money back home to your family, look for the best possible exchange rates that are currently available. Oftentimes, when you are in a hurry, the last-minute option you stumble upon may not always be the best for you. Remember, the more you rush, the higher fees you may encounter.

3. More types of services, the better. There are many kinds of services that reliable money transfer companies may offer. The three predominant types are bank-to-bank money transfers, door-to-door money transfers, and cash pickup. Each service has its own set of advantages, so determine the most suitable for you and your intended recipient.


4. Excellent customer service. As with any transaction, it’s comforting to know that there will be someone ready to assist you in case of emergency, or even for just a simple query. The mark of a reputable remittance agency is having an excellent customer service. You will have peace of mind that your hard-earned money is in good hands and will reach its intended recipients.

Thursday, July 24, 2014

How to Send Money Using Peramax Online

This article tells you on how to send money to Philippines using peramax online as this was the most important part for our OFW's working in Australia.  See the intructions below.

For First Time Customers

Walk-In (Peramax outlet in Perth, Australia)

1. Fill up and sign the Customer Info Form and Beneficiary Info Form and submit to the counter.

2. State the amount that you would like to send and the method (bank-to-bank, pick-up or door-
to-door). Our staff will then compute the rate that you have to pay.

3. Pay the computed rate along with the amount that you want to send and receive an official

receipt after.

Through Email

1. Download, fill up and sign the Customer Info Form and Beneficiary Info Form and mail it to

customercare@peramaxonline.com.

2. State the amount that you would like to send and the method (bank-to-bank, pick-up or door-
to-door). Our staff will then compute the rate that you have to pay and email it back to you.

3. Pay the computed rate and amount either through bank transfer or bank deposit.

4. Email proof of transaction to customercare@peramaxonline.com or send it via Viber through

Through Phone

1. Call any of these numbers: (to be provided)

2. Tell the operator that you want to send money and provide the details that will be requested

needed such as your name, address and contact details.

3. State the amount that you would like to send and the method (bank-to-bank, pick-up or door-
to-door) and the teller will compute the rate that you have to pay.

4. Pay the computed rate and amount either through bank transfer or bank deposit.

5. Email proof of transaction to customercare@peramaxonline.com or send it via Viber through

For Repeat Customers

1. Get in touch with us through store walk-in, email or by phone and simply state that you are a

repeating customer. Our staff will verify your records and ask for the details of the person you’re

sending money to.

2. Our staff will then compute a rate. Simply pay the computed amount through our store, bank

deposit or bank transfer.

3. Email or call us for proof of transaction.


For more information on how to send money to Philippines kindly visit Peramax Online